GREEN CARD INFORMATION
The UK is part of the Green Card Free Circulation Area (GCFCA), which comprises all 30 European Economic Area (EEA) countries as well as Andorra, Bosnia & Herzegovina, Montenegro, Serbia and Switzerland. UK-based drivers do not need to carry green cards for their vehicles when travelling to these countries; some GCFCA countries may however require proof of registration for trailers or caravans. If you are travelling with a trailer/caravan, please ask your insurer whether a green card is necessary for this purpose.
Do You need any of these 3 insurance features?
When you take out Business Insurance, it’s essential that you explore every insurable area of your company to determine the policy features that are right for you. Yet, this can be difficult if you don’t know the full terms and conditions of your current policy, including any exclusions.
Check before you travel
The UK Global Health Insurance Card (GHIC) lets you get state healthcare in Europe at a reduced cost or sometimes for free.
If you have a UK European Health Insurance Card (EHIC) it will be valid until the expiry date on the card. Once it expires, you’ll need to apply for a GHIC to replace it.
GHIC and EHIC do not replace travel insurance.
Castle Insurance Services has just completed the acquisition of another local independent broker, Pounder Insurance of Seaham as well as EW Knapton which has branches in Newton Aycliffe and Bishop Auckland, Insurance Age can reveal.
MD Paul Younger chats about the broker's acquisition strategy and details how the business has been impacted by Covid-19.
Castle Insurance Services managing director Paul Younger has stated that the broker is actively looking to make more acquisitions.
ABI CORONAVIRUS INFORMATION HUB
With the ramifications of COVID-19 (coronavirus) being felt by people and businesses around the world, insurers are working to support their customers through this difficult time and respond to the changing policy landscape.
Here you can find information relating to COVID-19, including advice, guidance, and common questions relating to insurance.
COMMUNITY AND CHARITIES
The Red Sky Foundation, formerly the Red Sky Ball, has joined forces with Durham-based Castle Insurance which will not only be providing insurance to the organisation, but will also help boost funds for the charity.
Insurance Act 2015
The Insurance Act 2015 came into force 12 August 2016, and applies to all commercial contracts of insurance (and variations to existing contracts of insurance), and introduces what the UK government has described as “the biggest reform to insurance contract law in more than a century”
Your premium is calculated based on your individual circumstances and the amount of cover you choose to take out to protect your business. Underinsurance occurs when you’ve not taken out the right amount of insurance cover for your needs. There will be a variety of factors to take into account when you assess how much insurance you need. If you’re not sure about this you should get advice from a broker or valuation expert because if that amount is wrong, it’s likely to impact the amount you’re paid for any claim you need to make.
Welcome to the team
Welcome to the team, John Neill.
John has recently been appointed as a Senior Manager of Castle Insurance Services based in County Durham. We are delighted to welcome John into the business. He will play a key role in realising the ambitious targets we have set ourselves building upon the success we have achieved to date which is based upon supporting our staff to deliver excellent products and services to businesses and individuals
John has over 30 years’ experience in the insurance industry more recently as an Area Director with Towergate and as a Business Partner with Willis Towers Watson Networks providing advice and support to brokers throughout the United Kingdom.
“I very much look forward to working with everyone at Castle and to explore the many opportunities I am confident are available to us. The business has a proven track record, strong commercial relationships and a highly capable team”. - John
Wishing John the best of luck in his new role!